mchenry county
Open House: Turnberry Golf Course Home, January 31st 12-3pm
7511 Fairview Drive, Crystal Lake IL 60014 $199,900
Jan. 31st 2016 – 12pm-3pm
NEW LISTING, 305 E. WASHINGTON, MARENGO, IL
305 E Washington St, Marengo, IL 60152
5 beds 4 baths 3,000 sqft
$399,500
GRAND VICTORIAN HOME ON A CORNER LOT IN BEAUTIFUL DOWNTOWN MARENGO. MATURE TREES SURROUND THIS LOVINGLY RESTORED HOME COMPLETE WITH A COVERED PORCH. SPACIOUS 5 BEDROOMS FEATURES COMPLETELY REMODELED BATHROOMS (INCLUDING A NEW ADDITIONAL 1/2 BATH) WITH PORCELAIN TILE & GRANITE UNDERLAY, A BRAND NEW KITCHEN WITH GRANITE COUNTERTOPS AND FLOORING, FRESH PAINT IN MOST ROOMS, AND A ROOF THAT WAS REPLACED JUST TWO YEARS AGO. CLASSIC HARDWOOD FLOORS, CEILING FANS & HISTORIC TRIM WORK WITH LAUNDRY SET UP ON THE 2ND FLOOR. PERFECT IN-LAW ARRANGEMENT WITH SEPERATE LIVING ROOM AND BATH. NEW WHIRLPOOL TUB UPSTAIRS, ZONED FURNACES, ADDED INSULATION, AND A NEW WOOD STOVE MAKE YOUR WINTER NIGHTS COZY & EFFICIENT. ALSO HAS A REC.ROOM WITH HOTTUB, A WKSHP, AND CARRIAGE HOUSE WITH ADDED STORAGE AND GARAGE SPACE FOR ALL YOUR TOYS TO SLEEP SAFE & SOUND. VAULTED CEILINGS GIVE THIS HOME SPACIOUS APPEAL. CENTRAL AIR DUCT WORK READY TO GO! NEW TANKLESS H20 HEATER. TRULY, A CAN”T MISS!
30-Year vs. 15-Year Mortgage: Four Questions to Ask When Comparing Your Options
30-Year vs. 15-Year Mortgage: Four Questions to Ask When Comparing Your Options
Here are four questions that can help you make a more informed decision when comparing a 30-year fixed rate mortgage vs. a 15-year fixed rate mortgage.
1 – What will I do with the difference in cash flow?
There are two main benefits that a 15-year mortgage has vs. a 30-year mortgage:
- 1 – Fifteen year mortgages often carry lower interest rates vs. thirty year mortgages. This could save you some money over time. (See Figure 1 that illustrates what would happen if the interest rate on a 15-year mortgage was 0.5% less than the interest rate on a 30-year mortgage.)
- 2 – Fifteen year mortgages are paid off in half the time of thirty year mortgages. This results in less interest over time and no monthly payments after 15 years. (See Figure 1.)
Even so, you could…
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Step-by-Step Guide to Home Buying
- Read, research and decide. Do the math and make sure that this decision benefits you. 10 Signs you’re ready to buy a home!
- Find a local REALTOR that specializes in what you looking to do.
- The REALTOR® can point you in the direction to a lender that would best suite your needs.
- If you’re not equipped to buy, don’t fret! The lender and agent will help you take the steps needed, and give you TIPS to get you where you need to be.
- Every market is different, and every seller has different requirements. Your agent can help prepare you for any upfront costs associated with buying your home.
- Look, play around in the MLS, drive by areas! How do I choose the right neighborhood?
- Once you find a home, in an area and at a price point that works for you, you will write an offer.
- Every market is different. In…
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Realty Executives, Todd Couture
http://m.nwherald.com/2015/05/07/rick-oconnor-group-realty-executives-hire-couture/ai0mz68/
Rick O’Connor Group, Realty Executives hire Couture
By NORTHWEST HERALD — Published: Sunday, May 10, 2015 5:30 a.m. CDT
The Rick O’Connor Group and Realty Executives Cornerstone announced Todd Couture has become the newest member of the agency.
A graduate of Illinois State University, Couture was born and raised in Woodstock, where his parents still live. His father, Fred Spitzer, recently retired from a position with the Woodstock Police Department. Todd, his wife, Jennifer, who works as a nurse practitioner, and their nearly 9-month-old daughter, Mika, now live in Huntley.
Couture studied economics and English in school. He has a background in sales and is hoping to apply that to real estate.
“I chose Realty Executives because of Rick O’Connor,” Couture said in a news release. “Seeing his success over 30-plus years intrigued me. I know if I can be mentored by defining what success is on all levels of Rick’s experience, I want to be a part of that.”
RealtorCouture 