real estate
Open House: Turnberry Golf Course Home, January 31st 12-3pm
7511 Fairview Drive, Crystal Lake IL 60014 $199,900
Jan. 31st 2016 – 12pm-3pm
NEW LISTING, 305 E. WASHINGTON, MARENGO, IL
305 E Washington St, Marengo, IL 60152
5 beds 4 baths 3,000 sqft
$399,500
GRAND VICTORIAN HOME ON A CORNER LOT IN BEAUTIFUL DOWNTOWN MARENGO. MATURE TREES SURROUND THIS LOVINGLY RESTORED HOME COMPLETE WITH A COVERED PORCH. SPACIOUS 5 BEDROOMS FEATURES COMPLETELY REMODELED BATHROOMS (INCLUDING A NEW ADDITIONAL 1/2 BATH) WITH PORCELAIN TILE & GRANITE UNDERLAY, A BRAND NEW KITCHEN WITH GRANITE COUNTERTOPS AND FLOORING, FRESH PAINT IN MOST ROOMS, AND A ROOF THAT WAS REPLACED JUST TWO YEARS AGO. CLASSIC HARDWOOD FLOORS, CEILING FANS & HISTORIC TRIM WORK WITH LAUNDRY SET UP ON THE 2ND FLOOR. PERFECT IN-LAW ARRANGEMENT WITH SEPERATE LIVING ROOM AND BATH. NEW WHIRLPOOL TUB UPSTAIRS, ZONED FURNACES, ADDED INSULATION, AND A NEW WOOD STOVE MAKE YOUR WINTER NIGHTS COZY & EFFICIENT. ALSO HAS A REC.ROOM WITH HOTTUB, A WKSHP, AND CARRIAGE HOUSE WITH ADDED STORAGE AND GARAGE SPACE FOR ALL YOUR TOYS TO SLEEP SAFE & SOUND. VAULTED CEILINGS GIVE THIS HOME SPACIOUS APPEAL. CENTRAL AIR DUCT WORK READY TO GO! NEW TANKLESS H20 HEATER. TRULY, A CAN”T MISS!
30-Year vs. 15-Year Mortgage: Four Questions to Ask When Comparing Your Options
30-Year vs. 15-Year Mortgage: Four Questions to Ask When Comparing Your Options
Here are four questions that can help you make a more informed decision when comparing a 30-year fixed rate mortgage vs. a 15-year fixed rate mortgage.
1 – What will I do with the difference in cash flow?
There are two main benefits that a 15-year mortgage has vs. a 30-year mortgage:
- 1 – Fifteen year mortgages often carry lower interest rates vs. thirty year mortgages. This could save you some money over time. (See Figure 1 that illustrates what would happen if the interest rate on a 15-year mortgage was 0.5% less than the interest rate on a 30-year mortgage.)
- 2 – Fifteen year mortgages are paid off in half the time of thirty year mortgages. This results in less interest over time and no monthly payments after 15 years. (See Figure 1.)
Even so, you could…
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5 Things You Absolutely Must Do Before Buying a Home
5 Things You Absolutely Must Do Before Buying a Home
Purchasing real estate can be a complex process, and it’s essential for people who want to make a smart wealth-building decision to buy the right property that suits their long-term needs. To prepare yourself for this life-changing event, be sure you take the following steps before starting the process. READ MORE
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How Interest Rates Affect Your Purchase Price
Homeowners may want to worry more getting a good solid rate, and worry less about getting the cheapest deal possible. @realtorcouture
How Interest Rates Affect Your Purchase Price – When considering buying a home, it’s important that buyers understand how interest rates affect the purchase price. Interest rates play a large role in ultimately determining how much a buyer will pay for a home; it’s not just the sticker price. Read on for more information on how interest rates affect the price of a home from Realtor.com, Investopedia, and Home Guides.
Fixed Rates and Bond Interest
Most fixed mortgage rates are heavily based on the same yields that are tied to 10-Year U.S. Treasury Bonds. Homebuyers can determine current interest rate changes for 30 year fixed mortgage rates by examining yields for 10-Year bonds in the market.
The important thing to remember is that if bond yields increase, so do mortgage rates and vice versa.
The Fed
The U.S. Federal Reserve sets a rate at which it lends money…
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Step-by-Step Guide to Home Buying
- Read, research and decide. Do the math and make sure that this decision benefits you. 10 Signs you’re ready to buy a home!
- Find a local REALTOR that specializes in what you looking to do.
- The REALTOR® can point you in the direction to a lender that would best suite your needs.
- If you’re not equipped to buy, don’t fret! The lender and agent will help you take the steps needed, and give you TIPS to get you where you need to be.
- Every market is different, and every seller has different requirements. Your agent can help prepare you for any upfront costs associated with buying your home.
- Look, play around in the MLS, drive by areas! How do I choose the right neighborhood?
- Once you find a home, in an area and at a price point that works for you, you will write an offer.
- Every market is different. In…
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